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Synopsis
Madeline, Avery, and Nikki are strangers to each other, but they have one thing in common. They each wake up one morning to discover their life savings have vanished, along with their trusted financial manager-leaving them with nothing but co-ownership of a ramshackle beachfront house.
Throwing their lots in together, they take on the challenge of restoring the historic property. But just as they begin to reinvent themselves and discover the power of friendship, secrets threaten to tear down their trust-and destroy their lives a second time.
Release date: May 3, 2011
Publisher: Berkley
Print pages: 432
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Ten Beach Road
Wendy Wax
Table of Contents
Title Page
Copyright Page
Epigraph
One
Two
Three
Four
Five
Six
Seven
Eight
Nine
Ten
Eleven
Twelve
Thirteen
Fourteen
Fifteen
Sixteen
Seventeen
Eighteen
Nineteen
Twenty
Twenty-one
Twenty-two
Twenty-three
Twenty-four
Twenty-five
Twenty-six
Twenty-seven
Twenty-eight
Twenty-nine
Thirty
Thirty-one
Thirty-two
Thirty-three
Thirty-four
Thirty-five
Thirty-six
Thirty-seven
Thirty-eight
Thirty-nine
Forty
Forty-one
Forty-two
Ten Beach Road
Acknowledgements
An Excerpt from A Week At The Lake
PRAISE FOR
Magnolia Wednesdays
“Wax, the author of The Accidental Bestseller, writes with breezy wit and keen insight into family relations.”
—The Atlanta Journal-Constitution
“An honest, realistic story of family, love, and priorities, with genuine characters.”
—Booklist
“Bittersweet . . . Vivian’s an easy protagonist to love; she’s plucky, resourceful, and witty.”
—Publishers Weekly
“Atlanta-based novelist Wendy Wax spins yet another captivating tale of life and love in this wonderfully entertaining book.”
—Southern Seasons Magazine
The Accidental Bestseller
“A little bit Sex and the City with a dash of The First Wives Club.”
—Sacramento Book Review
“A warm, triumphant tale of female friendship and the lessons learned when life doesn’t turn out as planned . . . Sure to appeal.”
—Library Journal
“A wise and witty foray into the hearts of four amazing women . . . A beautiful book.”
—Karen White, author of On Folly Beach
“A terrific story brimming with wit, warmth, and good humor. I loved it!”
—Jane Porter, author of She’s Gone Country
“A wry, revealing tell-all about friendship and surviving the world of publishing.”
—Haywood Smith, New York Times bestselling author
“Entertaining . . . Provides a lot of insight into the book business, collected, no doubt, from Wax’s own experiences.”
—St. Petersburg Times
Titles by Wendy Wax
7 DAYS AND 7 NIGHTS
LEAVE IT TO CLEAVAGE
HOSTILE MAKEOVER
SINGLE IN SUBURBIA
THE ACCIDENTAL BESTSELLER
MAGNOLIA WEDNESDAYS
TEN BEACH ROAD
THE BERKLEY PUBLISHING GROUP
Published by the Penguin Group
Penguin Group (USA) Inc.
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(a division of Pearson New Zealand Ltd.)
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South Africa
Penguin Books Ltd., Registered Offices: 80 Strand, London WC2R 0RL, England
This book is an original publication of The Berkley Publishing Group.
This is a work of fiction. Names, characters, places, and incidents either are the product of the author’s imagination or are used fictitiously, and any resemblance to actual persons, living or dead, business establishments, events, or locales is entirely coincidental. The publisher does not have any control over and does not assume any responsibility for author or third-party websites or their content.
All rights reserved.
No part of this book may be reproduced, scanned, or distributed in any printed or electronic form without permission. Please do not participate in or encourage piracy of copyrighted materials in violation of the author’s rights. Purchase only authorized editions.
BERKLEY® is a registered trademark of Penguin Group (USA) Inc.
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PRINTING HISTORY
Berkley trade paperback edition / May 2011
Library of Congress Cataloging-in-Publication Data
Wax, Wendy.
Ten Beach Road / Wendy Wax.
p. cm.
ISBN: 9781101514719
1. Female friendship—Fiction. 2. Dwellings—Conservation and restoration—Fiction. I. Title.
PS3623 A893T46 2011
813’.6—dc22
2010054159
My life is like a stroll on the beach . . .
as near to the edge as I can go.
—THOREAU
Prologue
MARCH 2009
WALL STREET WEEKLY
Malcolm Dyer Joins Bernie Madoff
on Most Hated List
NEW YORK—Federal investigators raided the offices of Malcolm Dyer, head of Synergy Investments, in New York City this morning. Dyer is suspected of conducting an elaborate Ponzi scheme, similar to that employed by Mr. Madoff, and of bilking some three hundred clients of more than three hundred million dollars. Investors, who believed their money was being put in bank-secured CDs with double-digit yields, were, in fact, funding Mr. Dyer’s lavish lifestyle, which included a private jet, a seventy-eightfoot motor yacht, and homes in Westchester, Palm Springs, Palm Beach, Florida’s Gulf Coast, and the Caribbean island where the alleged securitizing bank was allegedly located.
For at least five years, investors did receive the promised returns, which were apparently paid out of successive investors’ deposits, rather than the nonexistent CDs. When clients, faced with a faltering economy and plummeting stock prices, requested their principal back, the scheme was uncovered.
Although investigators have seized records and frozen all of Mr. Dyer’s known accounts and assets, the majority of the missing money is assumed to be offshore. Dyer’s whereabouts are unknown.
One
Though she was careful not to show it, Madeline Singer did not fall apart when her youngest child left for college. In the Atlanta suburb where she lived, women wilted all around her. Tears fell. Antidepressants were prescribed.
Her friends, lost and adrift, no longer recognized themselves without children to care for. A collective amnesia descended, wiping out all the memories of teenaged angst and acts of hostility that had preceded their children’s departures, much as the remembered pain of childbirth had been washed away once the newborn was placed in their arms.
Madeline kept waiting for the emptiness of her nest to smite her. She loved her children and had loved being a stay-at-home mother, but while she waited for the crushing blow, she took care of all the things that she’d never found time for while Kyra and Andrew were still at home. Throughout that fall while her friends went for therapy, shared long liquid lunches, and did furtive drive-bys and drop-ins to the high school where they’d logged so many volunteer hours, Madeline happily responded to her children’s phone calls and texts, but she also put twenty years’ worth of pictures into photo albums. Then she cleaned out the basement storage unit and each successive floor of their house, purging and sorting until the clutter that had always threatened to consume them was finally and completely vanquished.
After that she threw herself into the holidays and the mad rush of shopping and cooking and entertaining, trying her best not to let the free-falling economy dampen the family festivities. Andrew came home from Vanderbilt and Kyra, fresh out of Berkeley’s film school and two months into her first feature film shoot, arrived in the first flush of adulthood and once again became the center of the known universe.
Pushing aside daydreams of the projects she’d undertake once they were gone again, Madeline fed her children and their friends, made herself available when their friends weren’t, and didn’t even react to the fact that she was barely an appendage to their lives. Steve, who loved the trappings of a family Christmas with the ferocity of an only child, seemed worried and distracted, but when she raised the subject he found a way to change or avoid it.
While basting the turkey on Christmas Day, Madeline realized that she was more than ready for her husband to go back to the office and for her children to go back to their new lives so that she could finally begin her own.
On this first day of March, the house was once again blissfully quiet. There was no television. No music. No video game gunfire or crack of a bat. No texts coming in or going out with a ding. No refrigerator opening or closing. No one—not one person—asking what was for dinner, when their laundry would be done, or whether she had a spare twenty.
Standing in the center of Kyra’s vacant bedroom, Madeline inhaled the quiet, held it in her lungs, and let it soak into her skin. Her nest was not only empty, it was totally and completely organized. It was time for her “new” life to begin.
Not for the first time, she admitted something might be wrong with her. Because the silence that so alarmed her friends sent a tingle of anticipation up her spine. It made her want to dance with joy. Go hang gliding. Cure cancer. Learn how to knit. Write the Great American Novel. Or do absolutely nothing for a really long time.
Her life could be whatever she decided to make of it.
Throwing open the windows to allow the scents of an early spring to fill the room, Madeline mentally converted the space into the study/craft room she’d always dreamed of. She’d put a wall of shelves for her books and knickknacks here. A combination desk and worktable there. Maybe a club chair and ottoman for reading in the corner near the window.
Madeline entertained herself for a time measuring the windows for a cornice that she might just make herself. This afternoon she could go to the fabric store and see what looked interesting. Maybe she’d hit some of her favorite antique stores and see about a worktable and a club chair that she could re-cover.
For lunch she made a quick sandwich and then sat down at the kitchen table to read through the Atlanta Journal-Constitution , Steve’s Wall Street Journal, and the local weekly. She was in the middle of a story about yet another financial advisor who’d absconded with his unsuspecting clients’ money when the phone rang—an especially shrill sound in the cocoon of silence in which she was wrapped.
“Mrs. Singer?” The voice was female, clipped, but not unfriendly. “This is St. Joseph’s calling.”
Madeline’s grip on the phone tightened; she braced for a full-body blow. “A Mrs. Clyde Singer was brought in about thirty minutes ago. She was suffering from smoke inhalation and a gash on her forehead. We found this number listed as emergency contact on the file from her last visit.”
“Smoke inhalation?” Madeline hovered near her chair, trying to get her thoughts in order. “Is she all right?”
“She’s resting now, but she’s been through quite a lot, poor thing. There was a kitchen fire.”
“Oh, my God.” Madeline turned and raced upstairs, carrying the phone with her. Last month her mother-in-law had fallen in the bathroom and been lucky not to break anything. At eighty-seven, living alone had become increasingly difficult and dangerous, but Edna Singer had refused to consider giving up her home and Steve had been unwilling to push his mother on it. Madeline got the room number and a last assurance that the patient looked a bit beat up but would be fine. “It’ll probably take me about twenty-five minutes to get there.”
Exchanging her shorts for a pair of slacks and slipping her feet into loafers, she called Steve’s cell phone as she clattered down the front stairs. After leaving a voice mail with the pertinent details, Madeline headed for the garage, stopping only long enough to look up Steve’s office number, which she so rarely called she hadn’t even programmed it into her cell phone. Adrienne Byrne, who’d sat in front of Steve’s corner office at the investment firm for the last fifteen years, answered. “Adrienne?” Madeline said as the garage door rumbled open. “It’s Madeline. Can you put me through to Steve?”
There was a silence on the other end as Madeline yanked open the car door.
“Hello?” Madeline said. “I hate to be short, but it’s an emergency. Edna is at St. Joseph’s again and I need Steve to meet me there.”
Madeline slid behind the steering wheel, wedged the phone between her ear and shoulder, and put the minivan in reverse.
“Did you try his cell phone?” Adrienne’s tone was uncharacteristically tentative.
“Yes.” Maddie began to back down the driveway, her mind swirling with details. How badly damaged was Edna’s kitchen? Should she have Steve go to the hospital while she checked the house? “It went right to voice mail. Isn’t he in the office? Do you know how to reach him?”
There was another odd pause and then Adrienne said, “Steve doesn’t work here anymore.”
Madeline’s foot found the brake of its own accord. The car jerked to a stop. “I’m sorry? Where did you say he was?”
“I don’t know where he is, Madeline,” the secretary said slowly. “Steve doesn’t work here anymore.”
Madeline sat in the cul-de-sac, trying to absorb the words she’d just heard.
“I haven’t seen Steve since he was laid off. That was at the beginning of September. About six months ago.”
Madeline drove to the hospital and then had no idea how she got there. Nothing registered, not the street signs or the lights or the bazillion other cars that must have flown by on Highway 400 or the artery off it that led to the hospital parking lot. The entire way she grappled with what Adrienne had told her and Steve had not. Laid off six months ago? Not working? Unemployed?
At the information desk, she signed in and made her way down the hall to Edna’s room. There were people there and noise. A gurney rolled by. A maintenance worker mopped up a distant corner of the hallway. She sensed movement and activity, but the images and sounds were fleeting. Nothing could compete with the dialogue going on in her head. If Steve didn’t have a job, where did he go every day after he put on his suit and strolled out the door with his briefcase? More important, why hadn’t he told her?
In the doorway to her mother-in-law’s room, Madeline paused to gather herself. Edna looked like she’d been in a fight. A bandage covered more than half of her forehead. Her lip was split and her cheekbone was bruised. The eye above it looked puffy.
“Gee,” Madeline said, “I’d like to see the other guy.”
“The other guy is the kitchen table and the tile floor.” Edna jutted out her chin. “Where’s Steve?”
Good question. “I don’t know. But I left him a message that you were here.”
Edna’s chin quivered. They both knew Madeline was a poor substitute for Edna’s only child. “What happened?” Madeline asked. “How did the fire start?”
Edna dropped her gaze. Her fingers, which had become as knobby and spare as the rest of her, clutched the sheet tighter. “I don’t know. I was cooking . . . something. And then I . . . something must have gone wrong with the stove. Where’s Steve?”
“I’m here, Mama.” Steve swept into the room and moved swiftly to the bed, where he took one of his mother’s hands in his. “Lord, you gave me a scare. Are you all right?”
“Yes, of course,” Edna said, her trembling lips turning up into a brave smile. Edna Singer tolerated her daughter-in-law, and seemed to enjoy her grandchildren, but she worshipped the son who, at the age of twelve, had become all she had left when his father died.
Madeline watched her husband soothe his mother and tell her that everything would be all right, but it was like watching a stranger. They’d known each other for thirty years and been married for twenty-five of them. They had two children, a home, a life. And he had failed to mention that he wasn’t working?
She looked up and realized that they were waiting for her to say something.
“I just told Mama that when I leave here I’ll check her house and make sure it’s secure. And that tomorrow when she’s released, she needs to come stay with us so we can keep an eye out for her and fuss over her for a while.”
Madeline nodded. Really, she couldn’t think of any words besides, “Where have you been going every day? How could you not tell me you lost your job?” and the all-encompassing, “What in the world is going on?”
Madeline stepped closer, appalled at how natural Steve sounded. She wanted to reach up and grab him by the shoulders and give him a good shake. “Will you be able to get away from the office?” she asked. “If it’s a problem, I could pick your mama up.”
“Nope,” he said all casual, as if he weren’t lying once again. “There’s nothing pressing on the calendar.”
Madeline grasped the bed rail to steady herself as Steve fussed over his mother. She felt brittle, like Edna’s bones; one wrong move and she might snap. As she studied her husband, she tried to understand how the person she thought she knew best could be so unfathomable. He had lied to her. Every day when he got up with his alarm, showered and dressed, went through the same old morning routine, and left the house as if he were going to the job he didn’t have had been one more lie.
The question, of course, was, why? Why not just tell her, why not share the loss of this job like she’d assumed they’d shared everything else for the last quarter of a century?
Her hand shook. Dropping it to her side, she told herself not to panic and definitely not to assume the worst, though she couldn’t actually think of a good or positive explanation for Steve having kept this little bombshell to himself.
Once again she noticed a silence and felt Steve’s gaze on her. She looked into the wide-set gray eyes that she’d always considered so warm and open, the full lips that were bent upward and stretched so easily into a smile. For the first time she noticed a web of fine lines radiating out from those eyes and grooves, like parentheses, bracketing the lips. A deep furrow ran the width of his forehead. When had all these signs of worry appeared, and how had she missed them?
“So, I’ll stay with Mama for a while,” Steve said, dismissing her. “Then I’ll run by her house to make sure it’s locked up and maybe pick up some things she’ll want at our house.”
Madeline wanted to drag him out into the hall and demand the truth, but the image of hissing out her hurt and anger in the hospital hallway held the words in check.
“Okay.” Madeline stepped forward to drop a dutiful kiss on her mother-in-law’s paper-thin cheek, keeping the bed between herself and Steve, certain that if he touched her she would, in fact, snap. “You get some rest now and feel better.”
On the way out of the hospital she focused on her breathing. “Just stay calm,” she instructed herself. “When he gets home you’ll tell him that you know he lost his job and ask for an explanation. He must have a good reason for not telling you. And surely he has some kind of plan. Just ask for the truth. That’s all. Everything will be okay as long as you know what’s going on and you’re in it together.”
This sounded eminently reasonable. For the time being she needed to push the hurt and sense of betrayal aside. They were not paupers—Steve was an investment advisor and had built a large cushion over the years for just such an eventuality. They could survive this. And Steve was highly qualified and well respected. Maybe he’d just needed some time off and now he could start looking for a new position. Trafalgar Partners wasn’t the only investment firm in Atlanta.
She’d agreed to “for better or for worse.” She was no hothouse flower who couldn’t deal with reality. Once again, her hurt and anger rose up in her throat, nearly choking her, and once again she shoved it back.
As she drove the minivan through the crush of afternoon traffic, Madeline contemplated the best way to handle the situation; she even thought about what wine might complement this sort of conversation and what she might serve for dinner. She’d just tell him that she loved him and that she would stand by him no matter what. As long as he respected her enough to tell her the complete and unvarnished truth.
It was only later that she would remember that the truth did not always set you free. And that you had to be careful what you wished for, because you might actually get it.
Two
Steve didn’t get home until six P.M. Madeline was in the kitchen adding strips of grilled chicken to a large Caesar salad and had already opened and sampled a bottle of red Zinfandel when she heard the automatic garage door open. She’d decided not to blurt out what she knew, had vowed to act normal and work her way calmly up to the subject. But now that Steve was here, Madeline could actually feel drops of sweat popping out on her forehead and an unwelcome burst of heat flushing her skin. For once this was not a result of her whacked-out hormones. How in the world had Steve managed to do this for a half a year?
“How did Edna’s house look?” she asked carefully.
Steve sighed and took a long swallow of his wine. “The kitchen’s a nightmare. Between the fire and the water from the fire hoses, the inside is practically gutted.” He looked up at her. “It’s a miracle she came out as unscathed as she did. You don’t mind if she moves in with us?”
“No, of course not.” For once, Edna’s antipathy felt insignificant. “She can stay as long as she needs to or until we can get her kitchen put back together.” After all these years, Madeline could wait another month or so to start her “new life.” Steve had worked construction summers through high school and college and would know what had to be done at his mother’s. Madeline could help supervise the renovation of the kitchen herself if necessary, and maybe Steve would have a new job by the time Edna moved back into her own home.
“I don’t mean temporarily,” Steve said, though he kind of mumbled it into his wineglass. “She can’t live on her own anymore. I’ve been putting off the inevitable, but now that you don’t have the kids to deal with I thought . . .”
“You want your mother to move in with us . . . forever?” The cheese grater slipped out of her hand and clattered on the granite countertop. The square of Parmesan landed at her feet, but she made no move to pick it up.
“She’s eighty-seven, Madeline. Unfortunately, I don’t think forever is going to be all that long.”
But it would feel like it. “Your mother doesn’t like me, Steve. She never has.”
“That’s not true.”
“We’ve been married for twenty-five years, I see her at least twice a week, we eat dinner with her most Sundays, and she still calls me Melinda half the time.” This was no slip of the tongue or mental gaffe. Melinda had been Steve’s high school girlfriend.
“She just likes to yank your chain a little bit. She doesn’t mean anything by it.”
“Do you know what she gave me for Christmas this year?”
Steve pinched a crouton from the salad. “It was a book, wasn’t it?”
“It was called Extreme Makeover, Personal Edition: How to Reface Your ‘Cabinets’ and Shore Up Your Sagging Structure.”
“It was not.”
“Yes,” Madeline said. “It was.”
Steve frowned as always, unable to accept that the mother who loved him so fiercely had so little affection for his wife. But how could she worry about this now when Steve’s lies and lack of job loomed over them? She bent to retrieve the Parmesan, which had been left there far too long to invoke the three-second rule. She carried it to the trash while she struggled to tamp down her emotions so that she could broach the subject of his unemployment with some semblance of calm.
Steve was refilling their glasses when she returned to the counter with her shoulders squared. It was clear he wasn’t planning to let her in on his not-so-little secret. She wondered if he’d told his mother.
“I spoke to Adrienne today,” Madeline said.
He went still much like an animal scenting danger might.
“I called your office trying to reach you after I heard from the hospital. She told me you don’t work there anymore. That you haven’t worked there for six months.” She swallowed and tears pricked her eyelids even though she’d promised herself she wouldn’t cry. “Is that true?” she asked. “Could that possibly be true?”
The air went out of him. Not slowly like a punctured tire, but fast like a balloon spurting out its helium. His shoulders stooped as he shrank in front of her, practically folding in on himself. Any hope that he might deny it or laugh at Adrienne’s poor attempt at humor disappeared.
“Yes.”
She waited for the explanation, but he just sat on the barstool with all the air knocked out of him, staring helplessly at her.
“But what happened? Why were you let go? Why didn’t you tell me?” The pain and hurt thickened her voice and it was hard to see through the blur of tears. Steve actually looked like he might cry himself, which did nothing to reduce the soft swell of panic. Why was he just looking at her like that; why didn’t he just tell her? “I need to know, Steve. I don’t understand how you could keep a secret like this from me. It’s my life, too.”
He took a deep breath, let it out. “The institutional accounts I was handling were actually being funneled to Synergy Investments. Malcolm Dyer’s firm.”
It was Madeline’s turn to go still. She was not a financial person, but even she had heard of the now-notorious Malcolm Dyer, whom the press had labeled a “mini-Madoff.”
“I should have known there was something off,” Steve said. “But the fund was performing so well. The returns were so . . . high, and they stayed that way for over five years.” He swallowed. “It’s hard to walk away from that kind of profit. I missed all the signs.” His voice was etched with a grim disbelief. “It was a classic Ponzi scheme. And I had no idea.”
He swallowed again. She watched his Adam’s apple move up and down.
“They closed down our whole division in September, but by cooperating with the government investigators, Trafalgar managed to keep it out of the papers while they regrouped. There was some hope that if the feds could get their hands on the stolen funds that they might be able to return at least a portion to our clients. A lot of them are nonprofits and charities.”
A part of her wanted to reach out and offer comfort, but the anger coursing through her wouldn’t allow it. For twenty-five years they’d told each other everything—or so she
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